FINANCIAL SOLUTION

There are too many things that where not though in schools that are very neccessary to be successful.
Share your time with us and we will make you see how things are working to meet our goals

Be a part of the Company to Start your Business Venture towards FINANCIAL INDEPENDENCE

IMG- is an Independent Marketing Company whose associates,
through its affiliated companies,
offers a broad array of financial services and products.

VISION: TO BUILD AND PROVIDE THE BEST BUSINESS OPPORTUNITY IN THE WORLD

MISSION: TO MAKE A DIFFERENCE FOR FAMILIES


OUR PLAN is to revolutionize the financial services industry by bringing a fresh, new approach to empower the world on how money works.

Help people who desire to help themselves
bring life changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial services industry.

-YOU can help make a difference for families by showing them a new path towards achieving their financial goals.


Start by Learning. Invest your time on us
Attend free seminars( click on FINANCIAL AWARENESS SEMINARS)

You'll probably find its revolutionized approach over the financial market and JOIN
be an Broker of your own Investment. Learn how to fish, share the knowledge.

OWN the Financial Products and Support,
be Insured,Protected and Invest
Practice what we have learned

SHARE- Apply the things that we are learned, and share to spread the knowledge.


For Interested People Check my Contact Information
(click on My Contact Details)

Elimininate Unneccesary Expenses,Small Beginnings makes Big Changes

The Table above Shows how are unneccessary expenses affect our Savings.
If we could only eliminate this things and start investing it. You would see how fortunate you are.

Effects of Tax and Inflation

The table above shows how are money invested in lower than the Inflation looses its worth as time goes by.
We should Beat the Inflation. Look for investments which offers higher gain than loosing its worth.
Both of the Investors Left and Right invested 100,000 in different portfolios.
Left at 4% per annum,which was left and Right at 8% per annum which did the right thing.

Let us start discussing the Left's Investment portfolio.

His 100,000 gained 4,000 of interest, making his money 104,000. The government charged 20% of the interest earned so the total interest was deducted with 800 making his total money 103,200. The average
inflation rate of Philippines is 6% annum making the worth of 100,000 drop by 6,000 of its worth.
so the total worth of his money would be 97,200 only...though its real amount is 103,200.
Now let us discuss how Right Side's Investment Portfolio
His 100,000 gained 8,000 of interest, making his money 108,000. The government charged 20% of the interest earned so the total interest was deducted with 1,600 making his total money 106,400. The average
inflation rate of Philippines is 6% annum making the worth of 100,000 drop by 6,000 of its worth.
so the total worth of his money would be 100,400 only...though its real amount is 106,400.

Money's worth is it's buying capacity. The money increase its value but as time goes buy, things are getiing moreexpensive so you can't buy rice @P18.00 per kilo today because lowest price of rice today is at P28.00 per kilo. Your 100,000 today is not as big as 100,00 before.

The amount  may be bigger but its not the basis of its worth. 

Financial Strategy

Being Successful is not a magic. At work we are anylzing things,and generate plans to accomplish our goals especially if there are obstacles that we could be facing in order to achieve our goal.
In life,what are the obstacles that we could be facing in order to be successful?
We should also have a plan to eliminate and risk and continue our goal.
Below is the step by step advice to be successful in the Financial aspect of our life.

1st- INCREASE CASH FLOW
Is your Income enough to fund your goals?
Could you afford to Save? or your salary is roughly enough for your expenses only?
Manage your Time- Earn More- you could earn from your spare time.
Manage your Cashflow- Reduce Expenses eliminate unneccessary expenses,being simple is enough

2nd - MANAGE DEBT
 create  a strategy on eliminating debts,plan how long you will be paying it and how much they earn from you

3rd CREATE EMERGENCY FUND

Be prepared for emergency expenses
this should be atleast 3x of your monthly income

4th - ENSURE PROPER PROTECTION

protect your family
protect your income
cover yourself and your family with good healthcare program

5th - BUILD LONG TERM ASSET ACCUMULATION

plan for your future expenses where in you could not be earning thru working anymore
learn the goals of your Investment and be disciplined to used it accordingly
learn where to invest ( study and have a strategy)

6th - PRESERVE YOUR ESTATE

make sure your descendant inherit your wealth your asset, not the government


 

The Rat Race

A rat in its cage has a wheel where in it continuously run but remains in it's location.
The rat is doing this thing to have fun and have an excercise,but as the rat becomes tired,
its energy drops and stops running.
Do you know that most of us could be compared to this running rat?
How?
The running rat is just like we as we work.
We work everyday to have our budget to spend in our expenses.
The continuously running rat is pertained to us which is continuously working.
Continuously working but not moving forward.
But as we grow old and tired,we could not work as hard as we do to earn.
earning for our expenses is just like the mouse' goal to keep the wheel running.
We are earning to sustain life, our neccessities.
The rat has a choice not to run in the wheel..
but we don't have choice to stop the wheel, for stopping it costs our life.
What should we do?
Find a way to keep it running through having other sources of income.
Income that would sustain our life in our most crucial time.

PASSIVE INCOME

"The size of your PASSIVE INCOME will determine your financial success or failure"

The statement above simply says that you could determine a successful man through his Passive Income.
A passive income could replace Active Income depending on the people's need.
On my previous post, I only mentioned 3 of known Passive Incomes. In today's
market there are two new Passive Income Sources that grows faster and booming.
These are MLM and Internet Marketing. 
MLM -Multi Level Marketing - this is also known as Networking.
This business boomed because of its strategic commisioning of cash flow
and advertising of product. Its marketing Strategy is remarkable because it
eliminated expensive Advertising through TV,radio and newspaper but intead
the advertisement and promotion is done through people and packaged with high
return as product sales grow bigger and bigger. This option also offers better compensation
than having a regular job. Income increses Exponentially in this business, meaning your commission
doubles as your sales or group grows bigger. unlike in having job,your salary increases in linear
wherein the company just adds a percentage of your salary but they won't multiply it. 
Today there are plenty of MLM so we have wider choice on which Company we would join.
For me my basis is unique product and unique strategy, for most of the existing MLM are beauty and healthcare product which are expensive due to its overhead expenses. The very well known MLM in Philippines are Avon, Natasha, and many more.

Internet Marketing  also boomed because of the technology it offers and easy to access. In here you would be earning just like how your favorite TV Channels earn in advertisement that they show. Since most of the people around the world frequently access their Email addresses, their social networks and many other Internet related activities. Internet is a world, a market. Some do the business by Buying and Selling of products. Some are by Blogging their insights( just like this), and by Writing Articles.


if you have questions click on my contact details. 

Multiple Income to Increase Cash Flow

Having a job is a basic start to have income. This jobs could be small time or big time but whatever it is,atleast you have an income to spend for your neccessities.
Second option for typical Filipino to earn is through Small Business, buy and sell or services. Everybody dreams of having their own business,but can't dream it to be as big as ever.We are contented of having it as a small one only enough for our everyday's spenditure.
These two Incomes are categorized as an Active income where in it needs 100% of our Time and Effort

But aside from this two Income Sources which you could be doing in the same time.There are many other sources of income which is categorized as Passive Income. This income earns even you are not there to work for it. This incomes keeps coming even without doing anything. Sounds impossible but true. Example of this income are our investments. This income requires only our resources. These are income generating Assets. Some more examples are Income from royalty, interest of our investments and rental income.

The table below shows the difference of Active and Passive Income.

"The size of your PASSIVE INCOME will determine your financial success or failure"