How sure are you with your Insurance?

Most of Employed people are given the compensation  for Accident Insurance by their respective companies.
It is good that you have one,but the question is for How Long you are covered by your Accident Insurance?
You are only covered while you are still healthy and serving your company. The company provides
this compensation for them to maximise your existence and secure their business.
Is it fair or not?

How about when you die because of Illness?

Take note that most of the companies issues Accident Insurance instead of Life Insurance.
You are only covered when something unexpected happens to you and only if you are within company premises...
Life Insurance covers all of death issues except Self Inflicted Ones(Suicide) regardless of the place and time you die.
How about when you grow older? 
when we're old complications are starting to manifest.it's the chronic results of aging. Death would be nearly knocking at your door.
Would you still be that healthy?   
Of course not, your not Benjamin Button who grows younger and younger
Or it is the time where you need your Insurance the most? 
Probably yes, cause by these time you would gonna be spending most of your hard earned and saved assets
just to treat the complications you would be expiriencing.
Would you get an Insurance of your own by that time? 
I bet you won't cause its too late and too expensive by that time.
How much could it be by that time then?
Consider your Age and the Inflation Rate.if a healthcare today would cause 20k annual..
given the implation rate.... the longer time you waste the higher opportunity you lost.. It looks expensive today but most probably it won't drop its price tommorow..
So having one won't save you, owning one would do.
Today is the right time for you to invest in Long Term Healthcare.
same thing for those who are not provided by your employer.
Free yourself from future problems, protect neccessary things.
Plan ahead of time. Planning is not just done in Management of 
Business You should Mind your Own Business too.
MIND YOUR LIFE